1 Foreclosure in new Jersey

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  Foreclosure In New Jersey
  
  1. Home

2. Courts
3. Superior Court Clerk's Office
4. Foreclosure In New Jersey
   
   Superior Court Clerk's Office
   
   - Copies of Court Records

• Data Reports for Sale
• Electronic Access to Court Records
• Foreclosure
• Pre-foreclosure
  
  If you're representing yourself in a foreclosure case, visit our self-help section.
  
  The Office of Foreclosure
  
  The foreclosure procedure is a two-tiered system. It involves both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us a system in the Superior Court Clerk's Office.
  
  The workplace manages 7 kinds of foreclosures:
  
  1. Residential mortgage

2. Multi-family/commercial mortgage
3. In personam tax certificate
4. Municipal in rem tax certificate
5. Condominium lien
6. Strict foreclosure
7. Fair Foreclosure Act optional treatments.
   
   Foreclosure Actions and Foreclosure Processing Services
   
   Foreclosure actions are submitted in the Superior Court. Pleadings are submitted with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.
   
   The Foreclosure Processing Services team dockets pleadings (e.g., complaints, responses and ask for default) in foreclosure cases. The team carries out general foreclosure case management functions. When a case is contested, the group transfers to it General Equity Judges in the vicinages for personality.
   
   You can contact us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for info on the following:
   
   - General Questions and Status Requests

• Complaints
• Answers
• Requests for Default
  
  All correspondence (filings) should be directed to:
  
  Regular Mail
  
  Messenger Service
  
  Foreclosure Forms
  
  The following types might be needed in foreclosure cases. See foreclosure mediation (below) for mediation types. Self-represented litigants can access our Self-Help page for types to submit.
  
  Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table
  
  Filing Fee Schedule
  
  Checks or money orders need to be made payable to Treasurer - State of New Jersey. Attorneys might utilize their Judiciary Collateral Account to pay any costs. Cash is not accepted.
  
  Fee Waiver Request:
  
  Complete the Filing Fee Waiver Request Form to make an application for a fee exemption. You should meet monetary requirements for eligibility. This form should accompany your file( s). The form and the documents should be sent to the General Equity Judge in the county where residential or commercial property is located. The judge will review the cost waiver demand. Once the judge identifies eligibility, your documents will be forwarded to the Superior Court Clerk's Office for filing. If the judge denies the fee waiver request, you will be informed to send the charge before the files can be submitted.
  
  Copy Requests:
  
  For information on obtaining copies of files or files call Customer support at 609-421-6100. Ask for records need to remain in composing. Describe Copies of Court Records for more details on submitting a request.
  
  Foreclosure Mediations & Mediation Services
  
  Free foreclosure mediation is readily available to attempt to conserve your home. Mediation is a process where a neutral third-party hears your case. The conciliator does not decide on the case however guides both parties to an appropriate result on their terms. Lenders can still pursue foreclosure actions throughout the mediation procedure. It is imperative to start asking for mediation as quickly as possible following a notice of foreclosure.
  
  The first step at the same time is to submit for mediation services. Attorneys or self-represented litigants can complete the declare mediation kind. Eligibility requirements pursuant to Rule 4:64 -1 B should be met. The demand likewise needs the foreclosure mediation checklist. Use the foreclosure mediation financial worksheet to reveal monetary eligibility.
  
  If a constable's sale is set up, there are 2 statutory stays that can be asked for.
  
  Know rip-offs. Companies that guarantee to help you get a loan adjustment, or notices to rescue your home from foreclosure, are popping up all over NJ. You need to secure yourself and your home from fraud companies that have no regard for you and your home.
  
  You need to thoroughly inspect the business's credentials, credibility, and experience. Watch out for indication of a scam. Companies may falsely declare to be connected with a not-for-profit or federal government entity, or endorsed by federal government authorities. You need to maintain personal contact with your loan provider and mortgage servicer. Your mortgage lending institution can help you discover real alternatives to avoid foreclosure. You should use the complimentary HUD/NJHMFA-certified housing counselor. More details including ideas to avoid foreclosure rip-offs are laid out in the Public Announcement released by the Federal Reserve.
  
  Notices to the Bar
  
  Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order
  
  Foreclosure for Renters
  
  Residential tenants in a residential or commercial property facing foreclosure may be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate residential occupants have rights to remain on the residential or commercial property notwithstanding a foreclosure.
  
  Frequently, because loan providers do not understand tenants' names, the foreclosure grievance will name "John Doe, Tenants No. 1 to 10." If a lending institution is unaware that the residential or commercial property is rented, a tenant might first be outlined the foreclosure when the lending institution has a writ of possession. See the notice to residential renters of rights throughout a foreclosure.
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  Additional Resources for Foreclosure Help
  
  Legal Services of New Jersey can offer resources and legal help for qualified litigants. The NJ Dept.