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The American polymath Benjamin Franklin memorably stated there is 'nothing particular but death and taxes' - but there are a few locations worldwide where you can avoid paying earnings tax.
[zillow.com](http://www.zillow.com/us/new-homes)
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The super-rich have long cashed in on this, but more people are being tempted by the lure of lower-tax jurisdictions for long-lasting wealth preservation.
[ncclimited.com](http://ncclimited.com)
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Yet off-shore moving is no longer the preserve of the ultra-wealthy.
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' Remote work, dual citizenship, worldwide employing trends - they've all lowered the barriers,' says Nigel Green, CEO of deVere Group, a financial advisory and management firm. 'If [enthusiastic people] are not being rewarded at home, they're increasingly comfy checking out alternatives abroad.'
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In the UK, recent financial grenades consist of completion of non-dom regime and inheritance tax breaks on assets kept in abroad trusts, plus a freeze on earnings tax thresholds that has pushed more people into higher tax brackets until at least 2028. Meanwhile, the plan to include pensions as part of estate tax from April 2027 is presently in the [proposition stage](https://chaar-realestate.com).
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The result? The UK has actually lost more billionaires in the previous year than at any other time in history.
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Some will want to nations such as Italy, Greece or Switzerland providing flat-tax programs, while others will consider low-tax jurisdictions such as Barbados or Cyprus.
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But where will you pay no individual earnings tax at all? Here are 6 of the best places to consider:
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UNITED ARAB EMIRATES
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If you don't desire glitzy Dubai there's the calmer Emirati capital Abu Dhabi with its fast-developing cultural island, Saadiyat
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Banks, international schools, building and construction, hospitality, healthcare and engineering are all bring in a wave of British expats - an [estimated](https://trianglebnb.com) 240,000 live there now
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Job opportunities, great environment and more skyscraper-lined vistas you can shake a selfie-stick at, the UAE is quite in demand for its way of life and tax advantages.
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There is no personal earnings tax on incomes, investments, or rental income made within the nation, there is no capital gains tax (CGT), inheritance tax, wealth tax or yearly tax on around the world possessions.
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If you do not want glitzy Dubai there's the calmer Emirati capital Abu Dhabi with its fast-developing cultural island, Saadiyat, however they both provide beaches, high-class infrastructure, healthcare and education.
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The UAE can offer entrepreneurs what they are failing to find in the UK: safety, economic development, a pro-business environment and regulatory certainty.
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Establishing a company is an easy route to residency, including in one of Free Zones, where expats can have 100 percent ownership without the need for a regional partner or investor.
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There are also plentiful visa alternatives consisting of the 10-year golden visa that needs you to invest or purchase a residential or commercial property for a minimum of AED 2million (₤ 439,000), digital nomad and freelance visas.
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Banks, global schools, construction, hospitality, healthcare and engineering are all attracting a wave of British expats - an estimated 240,000 live there now.
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Major deterrents consist of the high expense of housing - leas can be more than in the UK, although the UAE average cost of living is 15 percent less than the UK - plus severe summer season temperatures, traffic congestion and UAE's strict laws and cultural custom-mades will not suit everyone.
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BAHAMAS.
+Much closer to Florida than South America, the Bahamas provides a far more vibrant environment than the essential Caribbean islands - and no earnings, capital gains or estate tax.
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The Bahamas uses a stable economy integrated with secluded pink-sand beaches, reef and exceptional sailing
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Britons like it too - around 4,100 live there (there's a direct eight-hour flight to the UK), and numerous have actually set up in Nassau on the island of New Providence
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This Atlantic Ocean island chain, with an American twist, uses a steady economy combined with remote pink-sand beaches, reef and exceptional sailing.
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Privacy, security and lifestyle make it a preferred location for many North American billionaires. But start-ups, crypto and fintech financiers are also being drawn to its capital, Nassau.
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Along with the global jet set, international brand names and benefits have shown up: Nobu, Starbucks, Amazon shipments, Michelin-starred dining establishments - and it's just a half-hour flight to lots of more in Miami.
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But Britons like it too - around 4,100 live there (there's a direct eight-hour flight to the UK), lots of have established in Nassau on the island of New Providence - the expat hub with the majority of the global schools and cultural organizations. Or Freeport on Grand Bahama is more laid-back.
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Those who invest a minimum of $1million (₤ 741,000) on a home, financial contribution or investment in a vital sector can secure long-term residency - it's difficult to get a work authorization otherwise. Perhaps the simplest choice? The 1 year Bahamas digital nomad visa (BEATS), which, abnormally for such plans, includes no minimum earnings requirement.
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Aside from the danger of cyclones - 2019's Dorian ravaged the Abaco islands and Grand Bahama - the most significant downside is the high cost of living, which is 27 per cent more than in the UK according to numbeo.com, with rent rates that are 30 per cent higher than the UK.
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You'll pay $3,200 (₤ 2,371) a month for a modest two-bedroom home on among New Providence's gated neighborhoods.
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MONACO.
+A favoured base for lots of sports stars, international businessmen and F1 drivers, Monaco is the tiny tax haven that's just a seven-minute helicopter trip from Nice Airport on the French Riviera.
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The [summer season](https://areafada.com) playgrounds of Cap-Ferrat, Cannes and Saint-Tropez are all within easy reach by supercar or one's yacht moored in Port Hercule, below the Monegasque cityscape of high-rises.
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A favoured base for dozens of stars, global businessmen and F1 chauffeurs, Monaco is the small tax sanctuary that's just a seven-minute helicopter ride from Nice Airport
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From high-end shopping to Michelin-starred dining establishments, gambling establishments and beach clubs, the principality has more millionaires per square metre than anywhere else (and prominent people enjoy its high security and rigorous privacy laws). More than 2,800 [Britons](https://www.eastpointeny.com) call it home.
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Obviously they all love it's the absence of income tax, wealth tax and capital gains tax, and the truth that when passing on properties, spouses and kids do not pay inheritance or present tax.
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To get permanent residency in Monaco you'll need to deposit a minimum of EUR500,000 (₤ 421,000) into one of its banks and purchase or lease residential or commercial property in Monaco. Non-EU nationals require to get a French long-stay visa before making an application for a Monaco residency permit.
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These benefits do not come cheap. The expense of living is 127 per cent greater than in the UK, groceries are 70 percent more, restaurants 50 percent costlier and rent is an eye-watering 705 percent more, according to numbeo.com.
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You can find a little home to purchase for around EUR1million (₤ 842,000), but that's all you require for your tax-base - many deep-pocketed brand-new arrivals are also buying a bigger residential or commercial property over the border with France, according to Cote d'Azur Sotheby's International Real estate.
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SAUDI ARABIA.
+In the run-up to Saudi hosting the FIFA World Cup in 2034, and as part of its Vision 2030 to change its economy, Saudi Arabia is opening approximately foreign investment.
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If you are comfortable about its human rights record, stringent laws (alcohol is prohibited) and social conservatism, not to point out the searing heat, then a [tax-free](https://marakicity.com) high wage for a couple of years may be a big adequate pull.
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Yes, there's zero personal income tax, however you won't find the beach clubs or bottomless-brunch culture that you would in Dubai.
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In the run-up to Saudi hosting the FIFA World Cup in 2034, and as part of its Vision 2030 plan to transform its economy, Saudi Arabia is opening approximately foreign investment
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Around 26,000-30,000 Britons live in the Kingdom, generally in compounds in Riyadh and Jeddah
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Estate agents report that lots of expats are moving from Dubai to Saudi for wages that are 25 per cent more than its GCC (Gulf Cooperation Council) neighbour - and there's strong demand for engineering, building, IT and health care workers.
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A crucial aspect of this is that the Saudi government is making it easier for foreigners to purchase residential or commercial property - a brand-new Freehold Law is being drafted that will unlock to purchase off-plan residential or commercial properties.
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Last year, Saudi Arabia broadened its own version of a 'golden visa' - its Premium Residency plan - that can provide residency if you are not sponsored by an employer. This is open to those with special skills, financiers and entrepreneurs. You can also invest more than SAR 4million (₤ 790,000) in a residential or commercial property, or make a one-off payment of SAR 800,000 (₤ 158,000).
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Around 26,000-30,000 Britons live in the Kingdom, primarily in compounds in Riyadh and Jeddah, but new vacation resort-style advancements have been developed, although rental rates can be high. In Sedra, a popular community in Riyadh by ROSHN Group, a five-bedroom villa is being [advertised](https://movingsoon.co.uk) at SAR 160,000 each year (₤ 31,600).
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The cost of living is around 35 percent lower than in the UK, according to numbeo.com, but many expats get generous housing and personal healthcare plans. The worldwide schools are broadening quick, with Sherborne School Jeddah (a branch of the UK independent school) opening this year.
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BERMUDA
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If you do not desire the searing heat of the Middle East and choose the relaxed pace of a Caribbean island, Bermuda is a long-time favourite for British expats
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The high cost of living will take in a few of the tax advantages. A two-bed townhouse in Paget may cost $7,800 (₤ 5,785) a month to rent
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If you don't desire the searing heat of the Middle East and choose the unwinded tempo of a Caribbean island, Bermuda - a veteran preferred with British expats - could be for you.
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Britons are the most significant group of non-Bermudians in the British Overseas Territory, numbering 3,942, according to the last census. While families gravitate to Hamilton for the worldwide schools, the central parish of Paget offers homes a brief walk from pink-sand beaches
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Security, safety and a high requirement of living are the pulls - plus the enticement of no earnings tax or capital gains tax. Life focuses on the beach, barbecues and weekend boat celebrations - and it's only two hours to New York for a weekend culture fix.
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Less appealing are the high customizeds tasks that makes purchasing products pricey, the restrictions of small-island life (some discover it uninteresting) - and high cost of living.
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You can go to [Bermuda](https://staystaycations.com) without a visa for as much as 180 days in any 12-month duration, however if you desire to operate in Bermuda, you need to get a task offer and work permit before you get in the country. There are particular opportunities for business owners and fintech businesses. There's likewise a 1 year 'Work from Bermuda' digital wanderer visa, but job opportunity on the island are limited.
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Britons are the most significant group of non-Bermudians in the British Overseas Territory, numbering 3,942, according to the last census
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Foreigners can just purchase residential or commercial properties valued above a minimum Annual Rental Value (ARV), so only higher-value residential or commercial properties. The existing ARV is $126,000 (₤ 93,453) for homes - but is because of be examined on July 1 this year. This quantity equates to around $3million (₤ 2.2 million) for homes and $600,000 (₤ 445,000) for apartments, according to Sotheby's International Real estate. Foreigners need to use for a licence to acquire.
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The high cost of living will soak up a few of that tax benefit. A two-bed townhouse in Paget may cost $7,800 (₤ 5,785) a month to lease - leas are 215 percent higher than the UK, according to numbeo.com, although general cost of living is just 97 per cent more.
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CAYMAN ISLANDS
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Like Bermuda, the Cayman Islands likewise has tax benefits: no corporation, earnings, capital gains or inheritance taxes
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Like Bermuda, the Cayman Islands is a British Overseas Territory providing a tax-free and beachside lifestyle just 90 minutes south of Miami.
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A high standard of living coupled with low crime rate and Caribbean climate suggests an expat way of life focusing on breakfasts, boat parties and barbecues, with much of this centred around Seven-Mile Beach and west of George Town, the biggest town and business hub of the three Cayman Islands.
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Find out more
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EXCLUSIVE
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How to relocate to Qatar: Offering high wages, tax benefits and year-round sunshine
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Why [pick Cayman](https://www.vendacasas24.com) over Bermuda? Some state Cayman's scenery is less [impressive](https://cproperties.com.lb) but the Cayman way of life is better, especially the foodie scene centred about Grand Cayman. Others state that while the cost of living is high in Cayman (it's still 41 percent more than in the UK) it's lower than Bermuda.
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It also has tax benefits: no corporation, income, capital gains or estate tax.
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Britons can keep up to 180 days without a visa then there are different routes to residency including a work authorization from an employer or the digital wanderer visa, the Global Citizen Concierge Program, which needs a minimum income of $100,000 (₤ 74,242) but lasts two years.
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There are other paths through significant types of [investment consisting](https://leasingangels.net) of a Certificate of Direct Investment (minimum KYD 1million/ ₤ 906,000). Or spending at least KYD 2million (₤ 1.8 million) on a residential or commercial property gives you permanent residency (plus independent funds) however not the right to work.
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Foreigners can buy residential or commercial property however stamp responsibility at 7.5 percent is high. You can purchase a clever two-bedroom home for ₤ 350,000-₤ 400,000 around George Town or lease a one-bedroom condominium for around ₤ 2,300 a month.
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Downsides consist of small-island mentality, few employment options and high electricity and home insurance expenses - all that stated, the cyclone threat is low.
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Dubai
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