diff --git a/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md b/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md new file mode 100644 index 0000000..2a2b407 --- /dev/null +++ b/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md @@ -0,0 +1,58 @@ +[nytimes.com](http://www.nytimes.com/2010/10/01/business/01mortgage.html?hp)
There is absolutely nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.
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And to the typical eye, Lloyd appears like a regular middle-aged mum who works relentlessly to take care of her [ill partner](https://alamrealty.com).
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So it was to the large shock of neighbours when cops descended on their driveway to raid the couple's St Helens home.
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Hiding behind the household's net curtains was in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.
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Lloyd, 58, sobbed 'Oh my god' as she was imprisoned this week over a string of untruths consisting of using a dead lady's identity, making up 'phony' medical conditions for her kid, and developing pseudonyms to work while declaring carers allowance.
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Husband Phillips, 54, was also jailed after the set's massive advantages scams was finally exposed.
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While the couple managed to siphon off their ill-gotten gains for several years - neighbours have revealed to MailOnline the apparent clues that the couple were running a scam.
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Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the creation of pseudonyms to declare benefits
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The [scammer](https://www.redmarkrealty.com) next door: The house Lloyd had actually moved into with Phillips. Phillips had stopped working to disclose this to the council when she moved in in 2018
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Phillips visualized in an Assistance for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the event
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Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his walking adhere to satisfy his carers.
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But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.
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Locals likewise told of how there was 'always something dodgy' about Lloyd, which she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.
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Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently filched almost ₤ 170,000 in advantages over a decade, and likewise helped Phillips wrongly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.
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When neighbours saw them loading up one of their two cars and trucks earlier today, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.
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One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a real show of not having the ability to walk whenever his carers were here.
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'He was shuffling along and keeping his automobiles in the driveway before he took a very long time to get to his carer's vehicle on his walking stick.
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'But the next thing I saw him washing his BMW in the [driveway -](https://www.grad-group.com) he appeared to be [walking](https://mspdeveloper.com) fine then.
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'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.
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'But after the police raid, they ended up being more reserved and didn't state a lot to people.
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'There was always something dodgy about her - she would not look individuals in the eye and bragged about going to her ₤ 60,000 caravan however would never say where it was.
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'They would take her teenage child and go away on a Thursday night and not come home until Sunday.'
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Phillips had actually fraudulently declared ₤ 100k in PIP, housing benefits, work support allowance and council tax reductions that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, but at other times was seen 'walking fine'
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Following the authorities raid secret rural street, neighbours were left with questions regarding why the couple had been apprehended - and some declare Lloyd had later informed them it was down to pet dog breeding.
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But these questions were lastly put to rest on Tuesday when the court heard how Lloyd had actually declared a total of ₤ 169,394.15 which she was not gotten approved for in housing advantages, carers allowance and personal self-reliance payments over the course of 11-and-a-half years.
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With the aid of Lloyd, Phillips was also found to have illegally declared ₤ 100,980.71 through PIP, housing benefits, employment support allowance and council tax decreases considering that 2018.
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Olivia Beesley, prosecuting, laid out how the mother's fancy scam started when she wrongly started claiming housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.
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She even made a phony tenancy contract for the 'entirely fictitious caravan', eventually filching ₤ 71,597.16 from Lancashire Borough Council in relation to the [non-existent](https://propertyexpresspk.com) home.
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Then in 2018, she began making [deceitful claims](https://kate.com.qa) that her other half required 'numerous day-to-day carers to take care of his requirements'. She reached using Phillips' sibling Zoe's birth certificate to impersonate his sibling and claim that she was his primary carer.
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She also lied that she was unable to work due to being a full-time carer, but was discovered to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
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In 2022, she started creating 'false medical conditions' for her kid, claiming she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in false disability living allowance overpayments were claimed in relation to this.
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She again utilized the departed female's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.
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Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would say they were going to remain at the caravan from Thursday to Sunday
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One neighbour stated they saw the couple packing up on of their vehicles earlier this week and [assumed](https://www.aws-properties.com) they were going off to their 'caravan', only to later learn they were off to jail
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When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her boy would allegedly go off to a caravan on the weekends.
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It is not known whether this was the exact same 'fictitious caravan' which took place to have never existed, or a certainly a separate, genuine caravan.
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Leni Newton, 63, said: 'She informed individuals that the cops raid was because someone had informed on her for breeding border collie puppies without a licence.
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'I'm stunned they've been imprisoned. I believed they were all above board.
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'I only saw them a couple of days [ago packing](https://lucasluxurygroups.com) up luggage - I believed they were simply going to their caravan.'
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She included: 'I know they fulfilled as she was his carer. He was married however Angela moved in. I believed she had [resided](https://novavistaholdings.com) in Southport.
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'I did see his [ex-wife parked](https://rubaruglobal.com) up in the street watching his home when they split.
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'She was certainly spying on them.'
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Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.
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'There were a great deal of cops came here.
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'He was at the street party for the Queen but other times he did seem really frail.'
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Hand in Hand homecare agency validated to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.
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A spokesperson stated: 'We sacked her right away when we discovered out the truth.
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'All her DBS and references inspected out. The authorities stated we had not done anything incorrect.'
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The court heard how Phillips likewise scammed cash from the [public handbag](https://dinarproperties.ae) by failing to divulge the fact that Lloyd had moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.
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He is also said to have 'overemphasized' his medical conditions and require for care, mentioning that he was unable to do anything for himself.
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He stated himself 'unsuited for work' and stopped working to discuss his [wife's wage](https://www.jukiwa.co.ke) - unlawfully pocketing ₤ 51k in employment support allowance.
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However, Phillips declared that Lloyd had actually finished the type and had just 'asked him to sign it'.
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Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and impairments consisting of neurological disorder, anxiety and anxiety.
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He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.
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While Phillips had no previous convictions connecting to similar matters, however [Lloyd's](https://ivoryafrica.com) rap sheet reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.
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Lloyd was imprisoned for 2 years after confessing 7 counts of fraud by false representation, and Phillips was likewise seen cleaning back tears as he was jailed for 20 months for fraud by incorrect representation and three counts of dishonestly stopping working to disclose info to make a gain.
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Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the general public.
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'For those who seek to defraud the public of limited and valuable advantages which need to be directed to those who need them, not those who merely want to have them for factors of individual greed, that is a major offence dedicated by each of you over an extended period of time.'
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